Recommendations on placement of client assets in investment stakes of mutual funds managed by Finam Management Company Long-term trading strategies implemented on the market can be conventionally divided into three groups: Conservative, Moderate and Aggressive. They all differ in terms of returns which an investor can generate and the degree of risk tolerance required for the desired returns. As a rule, the higher the potential profit is, the higher the risks which an investor will need to assume and vice versa: the lower the risks, the lower the potential returns on investment. An analysis of stake trends in the mutual funds managed by Finam Management Company in the past yields the following results: | Fund name | Average annual return | Average quarterly deviation (AQD) | Range of returns within 6 standard deviations | | Finam Bond | 10.51% | 3.95 | from 1.35% to 22.36% | | Finam First | 37.85% | 23.00 | from 31.17% to 106.86% | | Finam MICEX Index | 47.46% | 28.14 | from 36.96% to 131.87% | | Finam Low Liquidity Shares | 31.36% | 23.55 | from 39.28% to 102.00% |
Lines of this table should be interpreted as follows: For instance, in the event of investments in the Finam First fund, average annual return and mathematical expectation totaled 37.85% and in the future, based on a 1-year investment horizon, we can expect that 88.9% (based on Chebyshev's inequality, length of confidence interval for six standard deviations) of annual return values will be in the range of 31.17% to 106.86%. Assessing the funds in terms of risk and returns which could arise in the future, you can pick a suitable mutual fund or a combination of mutual funds so that risk level of your investments corresponds to your risk tolerance profile. | Potential investor risks | Risk level | Funds | | -30% | High | Option 1:
Finam Low Liquidity Shares - 100%
Option 2:
Finam MICEX Index - 30%
Finam Low Liquidity Shares - 30%
Finam First - 30%
Finam Bonds - 10% | | -25% | High | Option 1:
Finam MICEX Index - 25%
Finam Low Liquidity Shares – 25
Finam First - 25%
Finam Bonds - 25%
Option 2:
Finam MICEX Index – 30%
Finam Low Liquidity Shares - 10%
Finam First - 30%
Finam Bonds - 30%
Option 3:
Finam MICEX Index – 20%
Finam Low Liquidity Shares - 20%
Finam First - 50%
Finam Bonds - 10% | | -20% | Medium | Option 1:
Finam MICEX Index – 20%
Finam Low Liquidity Shares - 20%
Finam First - 20%
Finam Bonds - 40%
Option 2:
Finam First - 15%
Finam MICEX Index – 25%
Finam Low Liquidity Shares - 15%
Finam Bonds - 45%
Option 3:
Finam First - 25%
Finam MICEX Index - 15%
Finam Low Liquidity Shares - 25%
Finam Bonds - 35% | | -15% | Medium | Option 1:
Finam First - 15%
Finam MICEX Index - 15%
Finam Low Liquidity Shares - 15%
Finam Bonds - 55%
Option 2:
Finam First - 20%
Finam MICEX Index - 10%
Finam Low Liquidity Shares - 15%
Finam Bonds - 55%
Option 3:
Finam First - 10%
Finam MICEX Index - 15%
Finam Low Liquidity Shares - 15%
Finam Bonds - 60% | | -10% | Medium | Option 1:
Finam First - 20%
Finam MICEX Index - 5%
Finam Low Liquidity Shares - 10%
Finam Bonds - 65%
Option 2:
Finam First - 5%
Finam MICEX Index - 5%
Finam Low Liquidity Shares - 15%
Finam Bonds - 75% | | -5% | Low | Option 1:
Finam Bonds - 100%
Option 2:
Finam First - 5%
Finam MICEX Index - 5%
Finam Bonds - 90%
Option 3:
Finam First - 15%
Finam Bonds - 85% |
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